Ladki Bahin e-KYC Deadline: Payments at Risk

If you are eligible for the Mukhyamantri Majhi Ladki Bahin Yojana, you should be aware that failure to complete the e-KYC process may result in the termination of your ₹1,500 monthly payment. The stakes are high because the Maharashtra government has mandated Aadhaar-based e-KYC for all recipients.

This is not only an update from the bureaucracy. It’s about continuing to provide financial support. You will discover the precise nature of the demand, its significance, how to fulfill it, and what to do in the event that you encounter difficulties. Let’s make sure you don’t miss out.

What Is the Problem? Payments Could Be Stopped Without e-KYC

1. Mandatory Verification
   The Maharashtra government has made e-KYC mandatory for Ladki Bahin beneficiaries. Without it, your monthly benefit won’t continue.
2. Deadline Risk
   Originally, the deadline was 18 November 2025—missing that date could have meant losing future payments.
3. Extension Granted
   Because many women faced difficulties (technical issues, floods, lack of documents), the government extended the e-KYC deadline to 31 December 2025.
4. No Payment Without e-KYC
   According to the government, if your e-KYC is not completed, the monthly payments will no longer go into your account.
5. Fake Sites and Scams
   There have been reports of fake websites mimicking the official Ladki Bahin portal. Beneficiaries are cautioned to ONLY use the official site to avoid fraud.

Why Did the Government Do This?

• Prevent Fraud: There were reports of ineligible people (even men) being enrolled under the scheme.
• Better Targeting: e-KYC ensures that the right women receive benefits and helps the government channel funds more transparently.
• Legal Backing: Under the Aadhaar Act, Aadhaar-based verification is allowed for subsidy schemes, making this step lawful and robust.

What You’ll Learn in This Guide

How to Complete the e-KYC: Step-by-Step

Here’s what you need to do to complete your e-KYC correctly:

1. Go to the Official Portal
   Visit ladakibahin.maharashtra.gov.in. This is the only safe and correct site.
2. Click on e-KYC Section
   On the homepage, find and click the “e-KYC” banner.
3. Enter Aadhaar and Verify
   • Input your Aadhaar number and Captcha.
   • Consent to Aadhaar authentication.
   • Click “Send OTP.”
4. OTP Verification
   • You’ll receive an OTP on your Aadhaar-linked mobile. Enter it and submit.
   • Then, you will be asked to provide your husband’s or father’s Aadhaar number, if applicable. You’ll repeat the OTP step for their number.
5. Fill in Declarations
   • Choose your caste category.
   • Confirm a few declarations:
     1. No family member is in a permanent government job or a pensioner.
     2. Only one married and one unmarried woman in the family is getting this benefit.
   • Submit once done.
6. Confirmation
   Once everything is correct, you should see a “Success—Your e-KYC verification has been successfully completed” message.

Common Problems and How to Solve Them

Problem 1: You Don’t Have Husband’s or Father’s Aadhaar

This is a big issue for some. The portal requires a father or husband Aadhaar. But:

• Widows or unmarried women: The government is allowing alternate documents (like death certificate) to solve this.
• Divorcees: In certain cases, you can physically submit court decree/order at the district Women & Child Development office.

Problem 2: OTP Not Arriving or Network Issues

• Use a stable internet connection—try Wi-Fi or a stronger mobile network.
• Ask for help at a government center or WCD office if you’re having repeated failures.

Problem 3: Fake Websites

• Make sure you are on ladakibahin.maharashtra.gov.in/ekyc. Do not trust social media messages or unknown links.
• Double check URL before entering sensitive data.

Problem 4: Technical Errors or Crashes

• Some users have reported site crashes or delay in responses. Officials have extended the deadline for this reason.
• If problems persist, you can visit your local WCD office or authorized center for personal assistance.

What If You Miss the Deadline?

• If your e-KYC is still not done by the extended deadline, your benefits are likely to be suspended. The government has clearly stated that payments will not be made to accounts lacking e-KYC.
• You may try to appeal or submit paperwork, but this can take time. Avoid risking it by acting now.